56 Cross Point Drive Owings, MD 20736
Listing Courtesy of: BRIGHT IDX / Coldwell Banker Realty / Tracey Bellotte

  56 Cross Point Drive Owings, MD 20736

Pending (154 Days)
$699,900 (USD)
5
BED
4
BATH
3,626
SQFT

Description

🔥Huge price adjustment! Opportunity Is Knocking in Cross Point — And It’s Bringing a 2.25% VA Assumable Loan With It! 🔥 Yes, you read that right — 2.25% interest rate assumable VA loan. In today’s market, that is a game-changer and could mean significant monthly savings. Welcome to this STUNNING 5-bedroom, 3.5-bath home in the highly sought-after Cross Point community — where the updates are done and the pride of ownership is undeniable. This is what true move-in ready looks like:✔️ New roof (2017)✔️ New windows (2017 & 2018)✔️ Dual-zone A/C (2019)✔️ Basement renovation with second full kitchen (2019)✔️ Fireplace (2020)✔️ Back deck redone (2021✔️ $30,000 primary bath renovation (2023) From the charming wrap-around porch to the refined interior finishes — crown molding, wainscoting, gas fireplace — every detail has been thoughtfully upgraded. The beautifully renovated kitchen features granite countertops, soft-close cabinetry, and premium fixtures, opening to a layout designed for both everyday living and effortless entertaining. Upstairs you’ll find four spacious bedrooms and spa-inspired baths. The fully finished lower level with a second kitchen offers incredible flexibility — perfect for multi-generational living, extended guests, or additional entertaining space. And the backyard? A true entertainer’s dream with a spacious deck ready for gatherings, cookouts, and peaceful evenings.✨ Modern updates.✨ Timeless design.✨ Rare financing opportunity.✨ Located in one of the area’s most desirable communities. Homes with this level of care — and this kind of financing advantage — don’t come along often. Don’t miss your chance to make it yours!

MLS #:
MDCA2023062
Taxes
$5,979(2024)
Lot Size
0.5 acres
Type
Single-Family Home
Year Built
2000
Style
Colonial
School District
Calvert County Public Schools
County
Calvert County

Listed By

Tracey Bellotte, Coldwell Banker Realty
Source
BRIGHT IDX
Last checked Mar 1 2026 at 7:02 PM EST
Bathroom Details
  • Full Bathrooms: 3
  • Half Bathroom: 1
Interior Features
  • Dining Area
  • Built-Ins
  • Floor Plan - Traditional
  • Cooktop
  • Dishwasher
  • Dryer
  • Washer
  • Refrigerator
  • Oven - Wall
  • Kitchen - Eat-In
  • Family Room Off Kitchen
  • Recessed Lighting
  • 2nd Kitchen
  • Built-In Microwave
  • Formal/Separate Dining Room
  • Pantry
  • Walk-In Closet(s)
  • Ceiling Fan(s)
Subdivision
  • Cross Point
Property Features
  • Above Grade
  • Below Grade
  • Fireplace: Gas/Propane
  • Foundation: Concrete Perimeter
  • Foundation: Permanent
Heating and Cooling
  • Heat Pump(s)
  • Central A/C
Basement Information
  • Rear Entrance
  • Fully Finished
  • Full
Homeowners Association Information
  • Dues: $300
Exterior Features
  • Brick
  • Vinyl Siding
Utility Information
  • Sewer: Private Septic Tank
  • Fuel: Electric, Oil
Stories
  • 3
Living Area
  • 3,626 sqft

Listing Price History

Date
Event
Price
% Change
$ (+/-)
Feb 23, 2026
Price Changed
$699,900
-2%
-$12,600
Jan 26, 2026
Price Changed
$712,500
-2%
-$12,500
Sep 26, 2025
Price Changed
$725,000
-2%
-$17,500
Location
   
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Disclaimer: Copyright 2026 Bright MLS IDX. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/1/26 11:02